Progress In Preparing The Draft Condominium Statute

Progress in preparing the draft regulations under the Thailand Condominium Act amended in 2009 with the purchase and sale agreement is almost completed and will be presented to the meeting of the Council of Ministers (Cabinet) in August 2011. The essence of the contract will be to declare the act as another measure to protect consumers, which requires that any project or condominium units which will be open to the public for sale must be certified or approved by the Environment Impact Assessment Committee (EIA) and must have a valid license for construction.

The framework of this contract will provide fairness for the buyer. Many previous condominium projects were sold or booked but without passing the EIA assessment first which meant that there were many legal cases being brought against developers.

The legislation drafting committee has now approved Condominium Act law. Preliminary determination of the initial height from three stories up and the height of the building will be based on the building control act which regulates the rules or details already. Room sizes, for example, must have a minimum usage area of 20 square meters and a bathroom included. However, the editing of the various definitions will take a year to complete and make enforceable.

The new combined Bangkok city plans to include FAR (Floor Area Ratio) for land use along the metro system includes both open-for-business and under-construction projects and investment projects in the planning stages. According to the combined Bangkok city plan which is considering updating and prepare to announced a new city plan enacted for 2012. By taking lessons and shortcomings of the previous land use plan for revision as well as the growth rate of both residential and commercial development including the number of people using the area as a key element in determining the future layout of urban development.

The consideration of the new Bangkok city plan will increase the use of land along the entire metro route which is currently in service and currently under construction according to master plan and investment plan.

This is because the demand for land along metro lines is high from both investors interested in investing in all types of commercial ventures including shopping centers and low-rise housing and high-rise housing especially in the inner city and central areas and the demand of living near working areas and shopping centers. The city of Bangkok will increase the FAR ratio or total building area per land area to be able to construct more on the same piece of land as 1-2 times.

Apart from that, areas in Bangkok inner city and Bangkok middle areas that have the overhead train can be able to develop more high-rises with land high prices and are likely to be considered worth the investment of further rail systems including Bangkoks outer areas stations.

However, BMA has planned to raise the ceiling of a maximum FAR10: 1 to FAR 15:1 especially in some of the red zone area such as some part of Silom will also increase In descending order according to their suitability and land use. increasing the FAR to 11:1, FAR 12:1, FAR 13:1, FAR 14:1 and FAR15: 1. However, it must depend on the city planning committee for approval.

MMR 52nd Avenue Commercial Property in Noida

MMR 52nd Avenue is one of the latest and outstanding creations by the MMR SAHA Group. It is a kind of commercial project that is equipped with every kind of modern facility. With the launch of this legendary project group is trying to revolutionize the market of real estate that Noida has not seen ever before. The project is located in the prime and posh location of developing Noida in sector 52. This sector is considered to be the south Delhi of NCR as it is very close to the metro stations and famous market places like sector 18 market. The important thing about this project is that it is residential cum commercial project. It is going to be the landmark in the history of Real Estate in India. The Group has fifteen years of fine experience in the realty. That is why we can find here the perfect example of architecture and design where you can enjoy the cozy sense of pleasure.

The project is gaining the advantage of location and it takes 15 minutes’ drive from Kalindi kunj and only 8 minutes from DND flyway. Distance from Noida city centre is only five minutes’ drive and it takes only 10 minutes from national highway 24 and five minutes from sector 18 markets. The whole projects is sprawled over vast acre of land and it is throwing the specification of ultra-modern world class facility. Make your own private kingdom with 52nd Avenue where you can enjoy the luxury and comfort at the same time. “>Noida has become the major hub for residential and commercial projects for so many reasons. The fundamental reason is: it has emerged as a most developed city of Delhi/NCR.We can observe tremendous development that took place in past few decades. It has not become only the residential hub but it is also known for the commercial complexes that has made the city more glamour. You can find here outlets and showrooms of world renowned companies here. Every day their number goes on increasing and a large sector is showing interest in making investment towards shopping complexes. If you are making investment in this sector really it will prove and give beneficiary return after few years.

Make your investment one time and get the return all throughout the life. The future scope of the asset is very bright that you are buying in the Noida city. Considering the future scope of the place people are coming here to invest with no any hesitation. So the importance of commercial complexes has also increased and it is in huge demand in Noida. Let us have a brief introductory about one of the most popular commercial project by MMR group.

MMR 52nd Avenue is one of the latest and outstanding creations by the MMR SAHA Group. It is a kind of commercial project that is equipped with every kind of modern facility. With the launch of this legendary project group is trying to revolutionize the market of real estate that Noida has not seen ever before. The project is located in the prime and posh location of developing Noida in sector 52. This sector is considered to be the south Delhi of NCR as it is very close to the metro stations and famous market places like sector 18 market. The important thing about this project is that it is residential cum commercial project. It is going to be the landmark in the history of Real Estate in India. The Group has fifteen years of fine experience in the realty. That is why we can find here the perfect example of architecture and design where you can enjoy the cozy sense of pleasure.

The project is gaining the advantage of location and it takes 15 minutes’ drive from Kalindi kunj and only 8 minutes from DND flyway. Distance from Noida city centre is only five minutes’ drive and it takes only 10 minutes from national highway 24 and five minutes from sector 18 markets. The whole projects is sprawled over vast acre of land and it is throwing the specification of ultra-modern world class facility. Make your own private kingdom with 52nd Avenue where you can enjoy the luxury and comfort at the same time.

A Brief History Of Insulation – Look How Far We’ve Come

The Ancient Egyptians used it. So did the Ancient Romans. In the 1800’s, a guy wrote about it, sort of. By the Great Depression, there was a growing demand for it. In the mid 1970’s, medical science told us we were doing it wrong. Now, 21st century builders have to “go green” to earn green. And the future seems brighter (and more energy efficient than ever.) We’ve used cork, asbestos, glass, plastic, foam and even mud to do it. Yes, when you look at the history of insulation, in all its myriad forms, we can see just how far we’ve come.

The Ancient Egyptians used insulation to keep their desert homes and buildings cool, and their linen clothing warmer in the cooler winter months. They added papyrus linings to their loincloths and skirts to keep warm in winter. They built their homes of thick brick, designed to help keep out the sun’s scorching heat in summer.

The Ancient Greeks knew about asbestos, in fact they named it. They used it to dress their imported slaves, as well as for the wicks of their eternal temple flames, napkins and the funeral dress of kings. The material’s flame-resistant properties gave it a bit of a mystical appeal to the Greeks. They had a common name for it, too crysotile which means “gold cloth.” The Greeks were the first to go on record as noting that asbestos caused a “lung sickness” in the slaves who worked with it and wore it. The Greeks also knew how to insulae their homes, using cavity walls. The air trapped in between the inner and outer walls would act to help keep out the colder or hotter air, depending on the season.

Always on the look out for the next best thing, the Ancient Romans also dressed their slaves in asbestos cloth. They made tablecloths and napkins for restaurants and banquets out of asbestos cloth, throwing it into the fire between diners or courses to clean it of crumbs. The Romans were perhaps the ancient world’s most noted engineers, and they knew enough to build cavity walled structures, too. They learned to insulate their heated water pipes with cork from Spain and Portugal so that they could be placed under floors without fear of overheating the flooring.

The Vikings and other northern Europeans learned to insulate their homes with mud chinking, plastering it in the cracks between the logs or hewn boards of the buildings walls.. When mixed with horse or cattle dung and straw, the mud was known as daub, and was considered a stronger, better building material over plain old mud. They created clothing out of thick sheep’s wool, and may have even used cloth to line the interior walls of their homes.

Cloth came to be widely used in the Middle Ages among the wealthy as stone once again came into fashion for home building. These imposing stone structures tended to be drafty, damp and cold. Large ornately embroidered or woven tapestries would be hung on interior walls, partly to block out the drafts and partly to soak up the dampness. Rushes on the floors also helped to keep things a bit warmer underfoot.

During the Industrial Revolution, manufacturers turned once again to asbestos for their insulation needs. Steam-powered technology meant lots of hot pipes to carry the steam to where it was needed. These hot steam supply pipes could be made safer for workers by wrapping them in asbestos. With the invention of the steam locomotive, the demand for asbestos exploded. Suddenly, fireboxes, boilers, pipes and even boxcars and breaks were lined or wrapped in the heat retarding, flame-resistant fibers.

During the Great Depression, residents of the “Dust Bowl” of the US Southern Plains region attempted to insulate their homes from the choking dust storms by using strips of cloth coated in flour-based glue or paste. These could then be pasted over cracks around window and door frames to try and keep out the dust. City dwellers often did something similar with newspapers, stuffing them in cracks in window frames in hopes of keeping their frigid tenement apartments a bit warmer against winter’s chill.

Asbestos continued to be the main source of both industrial and residential insulation through the 19th and mid 20th centuries, though. World War II saw it being used in aircraft and ship production. In the 40’s and 50’s, mineral wool or rock wool started to overtake asbestos in popularity, however. Having been “discovered” in the 1870’s a safer manufacturing process led to its wider spread use among construction and industry.

The rediscovery in the mid-1970’s of asbestos’s harmful health effects signaled the death knell for asbestos materials in building construction. You’ll still find it keeping your automotive breaks and clutches cool, however, and crysotile is still being mined in some countries.

With the decline of asbestos, other forms of insulation had to be found and found quickly. Fiberglass insulation comes in various forms and is considered to be the “traditional” choice in home insulation. Styrofoam sheets and PVC wraps are now available. Concerns over the ecology and environment have led to the “discovery” of several forms of insulation considered to be more environmentally sound. Paper cellulose, recycled cotton denim and even sheep wool are being touted as the new wave in insulation. Imagine, cloth and wool as insulating materials? Perhaps we haven’t come that far after all!

California Mortgage- Your Perfect Companion

Today mortgages have become a common topic to talk about as there are practically many people who are engaging in this. When someone is in need to buy a new home or property California mortgage comes to the aid as it becomes the most convenient option to consider when they are making purchase of areas, homes, and land or any other type of asset. On making a part payment they can make purchase of desired property as the rest is contributed by mortgage. At the time when mortgage industry was struck by the chaos California came forward as a high profile state. The reason stated behind this was their popularity that has been continued and their leadership in horribly over expensive homes. Potential customers are making continuous effort by utilizing every possible type of contemporary loan in order to get into the housing market, however those loans are generally considered as jumbo plans.

Different types of loans have been stated specifically for each state and countries also with their specific conditions. Only those who are residing in this state are eligible for California mortgage. There are people who are associated with business organization or as a common who wants to repay their debts so keeping them in mind the conditions for this mortgage plan has been devised in such a way so that they can easily repay their debts. Unlike other types of loan the terms and conditions devised for this plan is quite easy and affordable which is also easy for you to comprehend. They are the great source of assistance for consumers and business clients in order to make purchase. The core characteristic of California mortgage is it requires insurance in any case of floods, tornadoes, or any other natural disaster, this sole feature differentiates it from other type of state mortgages.

It is a genuine suggestion for by experts for those who wants go for mortgages of California that they must go to the registered bank as this will help you to ignore large number of time consuming liabilities. In addition to this you can loan from private lenders as well as from the bank at alluring rate of interest. Special attention is given to those who are absolutely new to make them feel comfortable so that they can clear out all their doubts and queries. There are many mortgage providers who provide loans and other related services depending upon the particular necessities of the clients. This preventive step has been adopted by them in order to avoid any complaints or any other hassles that certainly has tendency to create unnecessary problems. You can also make analysis for the other mortgage providers and lenders near your area.

Today mortgages are common in the real estates and home owning procedures California Mortgage

Three Major International Business Risks You Need To Be Aware Of

Companies rapidly expanding to the global marketplace may have the great opportunities for profit, however, if unable to carefully evaluate the international business risks involve, the golden opportunity perceived may soon turn into an expensive mistake.

Doing business in the domestic marketplace may involve looking only as far as the potential customers ability to pay and willingness to pay. When doing business internationally however, the definition of risk expands beyond customer commercial risk that includes country risk. In fact, the first thing that should be analyzed before evaluating the elements of risks associated to individual customers, is the country risk. If the country risk shows of great risk then it is senseless to continue information on the customer, but if the country risk is acceptable then the nature and extent of the country risk can help formulate the method of customer risk analysis.

International Business Risks #1 Country Risk
Approving and accepting credit to a foreign customer is also accepting the risk of the customers country. Country risk analysis means being decisive of the country credit-worthiness in terms of the willingness and ability of a foreign government to make available to local companies foreign exchange essential to service their foreign currency denominated responsibility or debts to foreign suppliers.

Evaluation of country risks takes into account the possibility of delayed payment or credit loss which can result from any one or a combination of four wide risk conditions such as the resource base, external accounts, political risks, and government policy. Always remember that these factors are interrelated and often overlap with each other.

International Business Risks #2 Political Risks
Analyzing the political outlook of a country maybe more important than analyzing the financial and economic matters of the country. In political risk analysis, one should look into reasonable assurance that if ever political change comes, as it always does, the change will be orderly and there will be practical continuity in basic economic and financial policies.

The possibility of suspension on external debt or even rejection should be carefully assessed. Leadership changes can also change the way in which international investment community views the economic future of the country. Wide fluctuations in currency markets can occur as well as government policies threatening to destroy investment and property of commercial investors in a country. Capital flight is inevitable usually resulting to restrictions of the countrys government on the flow of currency and disruption in international trade.

International Business Risk #3 Foreign Exchange Risks
Like any other commodity, currencies also follow the law of supply and demand which is subject to economic as well as political conditions. Exchange rates can fluctuate uncontrollably, sometimes a lot of times in a day, harshly complicating a companys short-term and long-term financial strategic decisions.

The importance of analyzing international business risks should never be underestimated as all these risks have a tremendous impact on the trade of goods and services between nations and thus affecting the failure or success of a business internationally.

Popularity of Houses and Condominiums in the Philippines

There are two popular types of housings in the Philippines today that can offer the kinds of modern benefits that many Filipinos are looking for in a home. These are houses and condominiums. So what are the kinds of benefits can these types of housings offer that made these popular in the country?

Popularity of Houses in Today’s Modern Trends Houses were not as popular as condominiums in the past, particularly when the demand for an accessible home was apparent.

However, as demands shifted, the popularity and demand for houses had relatively improved. This is due to the growing demand for modern family-homes which led to the development of new houses in the Philippine market which can offer the kinds of modern benefits that made houses even more popular and in-demand in the country.

More Family-Oriented Environment Many of today’s new houses are not found in residential districts like most houses are typically found. Most of these new houses are now found in exclusive housing communities around the outskirts of Metro Manila or even in some provinces around the capital.

Because of the location of these new house and land for sale, these new houses can offer the perfect environment, such as its seclusion from the city, privacy and security, for growing Filipino families, making houses even more suitable as a modern family home.

New Payment Scheme But what made these new houses even more popular, according to many experts, is because of its new payment term which made houses even more popular and in-demand in the Philippine market. This is because many of these new houses can now be bought and owned, while paying for it in installment.
Modernity of Condominiums for Modern Lifestyles Condominiums became popular in the Philippines because of its many benefits which can accommodate the needs of modern Filipinos in today’s modern trends and fast-changing lifestyles. One such advantage is its accessibility to business and commercial districts.

Luxury of its Accessibility Because of the accessibility that these types of housings can offer to its residents, condominiums became a perfect home for those who normally spends more time at work rather than in their own homes.

Luxuries of its Amenities Another reason that made condominiums popular and in-demand in the market is because of its unique collection of amenities. Other than just the accessibility that condominiums can offer to its residents, these types of housings can also offer the luxuries of its amenities, including swimming pools, gyms, and sports complexes.

Because condo for sale are the only types of housing that can offer such benefits in business and commercial districts, condominiums became even more popular and in-demand in the Philippine market.

Questions To Ask Before Investing A Condominium – Scottsdale Real Estate

Questions to Ask Before Investing a Condominium:

Condominium living is gaining in popularity these days and this is especially true with Scottsdale real estate. The idea of living in a desirable location with desirable attributes, such as affordable housing and low maintenance along with the enhanced security features is appealing to those buyers that opt to invest in a condominium.

However, investing in a Scottsdale condominium is not an easy matter. There are a lot of tasks that need to be considered before decisions are made. If you are thinking of investing in a condominium here’s a checklist of questions to ask before investing a condominium.

– Plans:

Are you planning on living in a condominium, rent it out, or re-sell it? How many units are you going to invest and how many rooms? These things are worth looking into in choosing the condo that is right for you or your family. It is also important to decide on whether you are going to live in high rise or low rise building. Beyond the amazing city view, determine if there is a family member that has fear of heights so you’ll be guided appropriately.

– Affordability:

How much will you be willing to invest in a condominium? What other fees will be incorporated in the ownership of a condominium? Most developers have association fees to maintain and other recurring costs. Make sure you understand you tax obligation on your unit and how it is computed. Most importantly is to understand the current financials of the Home Owner Association (HOA) as moving into a condo that is about to demand assessments for maintenance, etc., is a surprise you don’t need.

– Desirable Location:

How accessible is the condo to schools, offices and other conveniences? Nowadays, people are opting to invest in a condominium for proximity to these conveniences, so it is important to choose a condo that is close to the places you frequently want to frequent. There are also mixed-use condominiums that are partially residential and commercial providing many of the wants and needs you may need in the same building.

– Rules and Restrictions:

Every condominium is governed by its rules and restrictions set for its residents. These may be very strict or relaxed. These are necessary to ensure that condominiums are properly operated and maintained. How are repairs and renovations processed? Or is alteration of the unit space and appearance allowed? Are pets allowed? How many occupants are allowed in your unit? Know all the covenants and restrictions of your HOA because this is what you’re signing up for and what you’re going to live with for the duration of your ownership of your unit.

– Neighborhood:

Condominiums can be a complete community within one complex offering a wide range of social and recreational activities. Before choosing the right condo for you, consider the target market of the condominium. Many condominiums are especially suited for a certain lifestyle, such as young professionals and families with young children and some are age restricted. Some of the condominiums have commercial establishments on the ground floor and it may not be suitable to your lifestyle.

– Available Amenities:

What are the amenities offered by the condominium? Will they be of use to you? Most condominiums offer a variety of amenities so pick one with amenities that are of use to you such as parking space, concierge service or a gym that may compliment your lifestyle. For those with kids, one with a swimming pool and playground is a good pick.

You also need to consider the track record of the real estate developer. Further, there are many real estate agents and other professionals available that will be able to assist you along the way. A skilled and trustworthy real estate agent that understands condominiums and HOA’s can help you save time, energy, and money. Once you have answered the questions you need to consider in investing in a condominium and your REALTOR has answered your questions you can pursue your purchase with peace of mind and enjoy your new abode.

If your choice in Scottsdale real estate (http://www.scottsdalerealestatearizona.com/) includes a condominium or a luxury valley home, give us a call at (480-595-6412) or email us at (). Scottsdale real estate is our full time business and our Luxury Valley Homes Team (http://www.scottsdalerealestatearizona.com/about-us.html) is here to help you with your real estate requirements.

For more information, please visit our website.

An Overview of How Home Builders Build a House

Building your own house can be an exciting, but the amount of time it takes can make anyone feel impatient or anxious. You are probably ready to move in and want the house built as soon as possible. However, it’s important to be patient. Home builders do an immense amount of work on each house they build, and it’s better for them to be thorough and precise than to do a rushed job and make a mistake that will cost you money to repair later.

The first thing the crew of home builders must do is prepare the building site. Some crews will hire subcontractors to do this work, whereas others will do the work themselves. This involves using a bulldozer and backhoe to clear the lot of rocks, trees, and other debris. Next, they will dig a hole for the basement, put in wooden frames to serve as a template for the foundation. Once they’ve done that, they will pour cement into the holes and trenches to create the foundation, which must then be inspected by a city inspector.

Once the foundation and basement are finished, the home builders will erect the “skeleton” of the house. This term is used to refer to the floors, walls, and roof. While the skeleton is being built, the crew will cover the entire structure with a protective barrier known as a house wrap whenever they are not working. This will help keep moisture out and prevent the wood from rotting.

After the skeleton has been constructed, the crew will install the roofing and siding materials to the exterior of the house. While this is going on, plumbing, HVAC, and electrical contractors will also work to install pipes and ventilation in the walls of the house. This includes putting in sewer lines, ductwork, bathtubs and toilets, water supply lines, insulation, and the furnace. The electrician will also install outlets and phone jacks at this time. After these installations are complete, city inspectors will once again inspect the house to make sure the electrical and plumbing systems comply with local and state building codes.

After the wiring, ventilation, and plumbing systems are in place, home builders will work to put the finishing touches on the house. This includes hanging the drywall and applying paint to the interior walls, as well as putting up exterior finishes such as brick, stucco, or siding. The crew will also add decorative trim such as baseboards, lay down the flooring, and install cabinets, light fixtures, mirrors, and bathroom vanities. Once this is done, the crew will do a final cleanup and the city inspectors will return for a final inspection. Following the last inspection, the house will finally be ready for you and your family to move in!

What Do The Numbers Indicate On Credit Cards

Ever wondered what the numbers on your cards indicate? Well you might have written them down at several points, either as reference or as a security measure in case of theft, but did you ever sit down to think what they might mean? Heres the answer.

The first number on your credit card denotes the system of the card. Is it a visa, master, or entertainment card? If the number is 3, it means it could be an American Express or Diners Club card or any other entertainment or travel card. Whereas a card with 4 as the first digit denotes that the card is a Visa card and a 5 means it is a MasterCard. A card that starts with the number 6 means it is a Discover card.

The number on the card also denotes the system of the card. For instance, a Diners Club card starts with 38 while, an American Express card number starts with 37. The third and fourth numbers denote the currency used on the card while the rest of the numbers till the 11th give you the information on account number. The digits from 12 to 14 is the credit card number and the last digit, the 15th is a check digit. This is the configuration in an American Express card.

A Visa and a MasterCard are similar in concept with some variations. They basically provide the same details, though the numbers and rules vary slightly. These numbers offer complete information on the users account and one must keep a photocopy of the card with the number or write the number down safely in case of card theft at any point in time. This reference number needs to be quoted to block your cards from being misused.

If you think this is all there is to a card, you are mistaken. The back of a card is even more configured with information and codes. The magnetic strip you see on the back of your cards (also called the magstripe) is made of iron-based magnetic particles. It is however plastic like in appearance. The card is often swiped at a business center or a store when you make a purchase and it is the magstripe that needs to be read by the magstripe reader.

Sometimes you may encounter problems with your card at stores or even at the ATMs where the reader fails to accept your card. This could in all likelihood be due to a dirty or damaged magstripe. In fact, even if your card has been exposed to magnets, it can damage the magnetized strip. So do take good care of your credit card and keep it protected from damages.

Living The Condo Lifestyle In Collingwood Blue Mountain Ontario

For those who are unfamiliar to what living in a condo is all about, a condominium can be an apartment or townhouse located in defined space called a condominium corporation, where each owner of a condominium shares communal recreational facilities such as a gym, swimming pool, tennis court, clubhouse etc.

If you are in the mood to live a carefree life style, then Collingwood or Blue Mountain is the place to live, work and play.

Ownership of a Collingwood / Blue Mountain condo owners will be required to pay a monthly condominium fee. The purpose of this fee is to offset the costs of items like common element insurance, reserve fund allocations, kitchen refuse pick up, snow removal, lawn and garden maintenance and repairs for the various facilities you enjoy as a resident of the condominium complex. Any interior maintenance and repair work will be required within the space of your four walls, is your responsibility and not that of the general association of people who live the in condominium building.

Purchasing Collingwood / Blue Mountain condominium real estate is an advantage for a variety of reasons. If you live in a condo, you’ll only be responsible for a few exterior maintenance duties or repairs. You also have the chance to enjoy a lot of facilities that the Collingwood / Blue Mountain condominium development may offer such as a pool, tennis court or any other such facilities that you can use as the owner of a Collingwood / Blue Mountain condo. Other forms of housing which may provide these sorts of amenities may prove more expensive than affordable well-priced Collingwood / Blue Mountain condominium housing.

Those who wish to enjoy living in the Collingwood / Blue Mountain areas, then Collingwood / Blue Mountain condos can provide you with housing that meets your needs and financial requirements. For those who may not want the Collingwood / Blue Mountain condominium lifestyle, we also have chalets for sale or rent in the Collingwood / Blue Mountain areas.

www.CollingwoodCondos.com Search It – Find It – Live It

Buy, sell, rent Collingwood / Blue Mountain condos with a real estate broker who has been buying, selling and renting Collingwood / Blue Mountain real estate since 1995. My experience your win.